Agreement to Terms
By using https://dqfinancials.com, you agree to these Terms and Conditions. If you do not agree, please do not use the website.
Informational Use Only
Website content is provided for general informational and educational purposes. It is not legal, tax, investment, insurance, or financial advice and should not be relied upon as a recommendation for any specific product or strategy.
No Client Relationship
Using the website, submitting a form, sending an email, or booking an appointment does not create a client, advisory, fiduciary, legal, or tax relationship. Any engagement is subject to separate review, suitability considerations, licensing requirements, and applicable documentation.
Product Availability
Insurance and financial product availability, features, rates, riders, and eligibility vary by state, carrier, underwriting approval, and other factors. Guarantees are subject to the claims-paying ability of the issuing carrier.
Appointments and Communications
Appointment requests and contact form submissions are not guaranteed until confirmed. You agree to provide accurate contact information and understand that email and online communications may not be fully secure.
Acceptable Use
You agree not to:
- Use the website for unlawful, fraudulent, or abusive purposes.
- Attempt to interfere with website security or operation.
- Submit false, misleading, or malicious information.
- Copy or reuse website content in a way that infringes intellectual property rights.
Intellectual Property
Website text, design, branding, logos, graphics, and other materials are owned by or licensed to DQ Financials unless otherwise noted. You may not copy, modify, distribute, or exploit them without permission.
Third-Party Tools and Links
The website may include links or embedded tools from third parties, including scheduling providers. DQ Financials is not responsible for third-party websites, tools, content, policies, or practices.
No Warranties
The website is provided on an "as is" and "as available" basis. DQ Financials does not warrant that the website will be uninterrupted, error-free, secure, or free from harmful components.
Limitation of Liability
To the fullest extent permitted by law, DQ Financials will not be liable for damages arising from your use of or inability to use the website, including reliance on website content.
Changes to These Terms
We may update these Terms and Conditions from time to time. The effective date above reflects the latest version.
Contact
Questions about these Terms and Conditions can be sent to DQFinancialadvisory@gmail.com.